Is your mortgage servicer "working with you" yet there seems to be no progress?
Have you received letters from your mortgage servicer telling you that your modification request was denied because you didn't provide the proper documentation, yet you know that you provided everything that they requested?
Has your servicer told you "your request is still under review" yet they never seem to get around to making a decision?
Have you had many sleepless nights wondering if you were going to lose your home yet your servicer keeps telling you not to worry?
Has your mortgage service provider told you that "you don't need to hire someone to help you get a modification"?
If you answered yes to one or more of these questions, your are in the same position as hundreds of thousands of other American homeowners!
If you want to keep your home out of foreclosure, you have a right to have experienced loss mitigation counsel who know the guidelines, have good relations with all major lenders and mortgage service providers, and will help you get the assistance that you deserve. When it comes to your home, do not hesitate to get expert help from experienced loss mitigation professionals.
Real Estate Mediation Consultants in Memphis, Tennessee works with distressed homeowners in the mid-south as well as nationwide to avoid foreclosure through loss mitigation options such as loan modification, short sale, forbearance, deed-in-lieu, and bankruptcy (chapters 7, 13, & 11). We also offer default resolution services for those who are have suffered a foreclosure or have defaulted on personal loans, credit cards, Home Equity Line of Credit, or similar situations. Learn more about us on the "Who We Are" page.
Did you know that there are laws & guidelines designed to protect homeowners from foreclosure? There are laws & guidelines that give you the same rights as the lenders and their attorneys. The Emergency Economic Recovery Act of 2008 included directives designed to ensure that every homeowner has the opportunity to avoid foreclosure. With our representation, you may be able to qualify for the current administration's Home Affordable Modification Program (HAMP) loan modification program, or your lender's “traditional” loan modification program. There are also options available through the Home Affordability Foreclosure Alternatives (HAFA).
We utilize these laws & guidelines every day to protect our clients from foreclosure and give them the opportunity keep their home, or allow them to exit the property with dignity. Since 2009, RMC has managed over 650 cases with a success rate unmatched by non-profit agencies and homeowners attempting to get assistance on their own. Whether you are seeking to sell your property or want to keep it, RMC can help you prevent foreclosure and achieve your goal.
RMC has not only help hundreds of homeowners prevent foreclosure, we have successfully rescinded foreclosures for homeowners who suffered foreclosure beofre coming to RMC. Yes, if you were wrongfully foreclosed upon, RMC might be able to get your home back for you!
Is bankruptcy the answer? In some cases, yes. But not always. At RMC, we can and will review your situation and provide you with an analysis which outlines the best approach to manage through your financial difficulties whether it is bankruptcy, or other loss mitigation options.
If you are facing a difficult financial situation and would like to meet with us to determine what options are available for your situation, call us at our Cordova, Tennessee office at 901-591-1144 for an extensive consultation including financial review and program eligibility review. We will analyze your situation, and advise you of what programs you are eligible for. Should you choose to hire RMC to represent you, we will develop a plan for you based upon the specifics of your case.